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Disclosure Statement (Update: May 29,2024)

The information provided on this website is for informational purposes only and is intended solely to document Xinyue (Tracy) Bai's personal learning journey. It should not be construed as investment advice, an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or investment strategy. The views and opinions expressed herein are those of the author and do not necessarily reflect the official policy or position of any other agency, organization, employer, or company.

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Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. It is important to do your own research and consider your financial situation and objectives before making any investment decision.

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While we strive to provide accurate and timely information, there may be unintended factual inaccuracies or typographical errors. We do not warrant the accuracy, completeness, or usefulness of the information. We reserve the right to make changes and corrections at any time without notice.

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The materials on this site are provided "as is" and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

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By using this website, you agree to indemnify, defend, and hold harmless the website owner, its affiliates, and its respective officers, directors, employees, and agents from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions.

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You may not redistribute, retransmit, or reproduce any content or images from this website without explicit permission.

The information provided on this website is for informational purposes only and is intended solely to document Xinyue (Tracy) Bai's personal learning journey. It should not be construed as investment advice, an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or investment strategy. The views and opinions expressed herein are those of the author and do not necessarily reflect the official policy or position of any other agency, organization, employer, or company. You may not redistribute, retransmit, or reproduce any content or images from this website without explicit permission. Read Full Disclosure Statement.

This website is used for job applications only.

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